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laws

laws & regulations

measures of shanghai municipality on the administration of housing provident fund contributions
notice of shanghai municipality on adjustment of housing provident fund contribution base and rates as well as upper and lower limits of monthly contributions for fiscal year 2023
notice of shanghai municipality on certain issues concerning individual housing provident fund loans for employees working in shanghai who are expatriates and have obtained permanent (long-term) right of residence abroad

business guide
(for employer)
read more >
useful tools
- housing provident fund loan interest rate (for purchasing the first home)
  
  five years↑2.85%
  
  five years↓ (including)2.35%
  more interest rates >
- housing provident fund contribution proportion5% - 7%
  
  upper limit (july 2023-june 2024):rmb 3,654-5,116
  
  flower limit (july 2023-june 2024):rmb 260-362
  more proportions >
- service outlets of shanghai housing provident fund management center

business guide
(for employee)
read more >
useful tools
- housing provident fund loan interest rate (for purchasing the first home)
  
  five years↑2.85%
  
  five years↓ (including)2.35%
  more interest rates >
- housing provident fund contribution proportion5% - 7%
  
  upper limit (july 2023-june 2024):rmb 3,654-5,116
  
  flower limit (july 2023-june 2024):rmb 260-362
  more proportions >
- service outlets of shanghai housing provident fund management center

housing provident fund in one chart

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address of shanghai provident fund management center(spfmc): no. 9 building, 1016 tianlin road, minhang district, shanghai (postcode:200233)