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business guide (for employee)
hpf withdrawal for non-local rent payment in yangtze river delta integrated development demonstration zone

i. scope of application

the withdrawal applicant (hereinafter referred to as “the applicant”) may apply to withdraw the balance in his/her and his/her spouse’s housing provident fund (hpf) accounts for the payment of housing rent if the following terms are met.

1. the applicant or his/her spouse has contributed to the hpf in qingpu district of shanghai for at least three consecutive months.

2. the applicant or his/her spouse has rented a residence in wujiang district of suzhou city or jiashan county of jiaxing city according to the local housing lease rules and the lease has been registered and filed.

3. at present, the applicant and his/her spouse have no self-owned housing in shanghai or suzhou/jiaxing where their rented housing is located.

4. the applicant and his/her spouse have no hpf loans, no entrusted withdrawal for the repayment of housing loans, and no other types of entrusted withdrawal in shanghai.

5. the applicant and his/her spouse can withdraw the hpf for the payment of only one residence’s rent.

6. if two or more individuals who are not married with each other jointly rent a residence, only one of them and his/her spouse are allowed to withdraw the hpf for rent payment in one period.

if the applicant’s spouse participates in the withdrawal as well, corresponding withdrawal conditions shall also be met.

ii. service venue

the applicant himself/herself can submit the application to a service outlet of shanghai provident fund management center in qingpu district (address: floor 1, no. 69 qinglong road, near the intersection of south huapu road).

iii. requirements for the service

the applicant shall inform the district management division of the shanghai provident fund management center of his/her marital status, the withdrawal time, the amount to be withdrawn, his/her mobile phone number, etc., and fill in the application for inquiry of housing status information and the withdrawal application for non-local rent payment. the applicant shall bring the following papers:

1. the applicant’s original identity certificate.

2. the original certificate of housing lease registration and record filing.

3. the original chinese-funded bank debit card in the name of the applicant (it is recommended to bring a class-i account debit card of the bank).

4. if the applicant’s spouse participates in the withdrawal as well, the spouse himself/herself shall also provide the above-mentioned information and papers as well as the original papers that prove his/her relationship with the applicant.

iv. processing period

if the application papers or information provided by the applicant are complete, the shanghai provident fund management center shall make a decision of approving or disapproving the withdrawal and notify the applicant within three working days (excluding the time required for verifying the applicant’s housing ownership status and marital status as well as the involved residence’s lease registration information) from the day of accepting the application. if the shanghai provident fund management center has any doubt about the application information provided by the applicant, it may require the applicant to provide more valid proof.

v. notes

1. if the applicant’s spouse also participates in the hpf withdrawal application for rent payment, the withdrawal formalities for both the applicant and his/her spouse shall be processed once for all.

2. the monthly withdrawal amount of each household (the applicant and his/her spouse) shall not exceed the actual rent expense of that month, not exceed the maximum monthly withdrawal amount of rmb 3,000, and not exceed the balance in the applicant’s hpf account (there should be at least rmb 0.01 left in the account); the amount of a single withdrawal shall not exceed the limit of three months’ withdrawal.

3. the withdrawal application for rent payment shall be submitted within the lease period of the housing, and the withdrawal period shall be within the period of the lease registration and record filing.

the shanghai provident fund management center shall conduct an investigation with relevant departments to verify the applicant’s housing ownership status, the involved residence’s lease registration and record filing and other relevant information. if the information is found inconsistent, the service shall be terminated in accordance with relevant provisions.

5. if the balance in the applicant’s hpf account is insufficient when the withdrawal for transfer is initiated, the withdrawal for transfer shall be suspended.

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address of shanghai provident fund management center(spfmc): no. 9 building, 1016 tianlin road, minhang district, shanghai (postcode:200233)

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