notice on issuance of working instructions for measures of shanghai municipality on implementation of housing provident fund withdrawal of low-income and impoverished families due to property service charges payment
shgjj no. 43 (2014)
to spf center’s management divisions in various districts/county and ccb shanghai branch:
this is to issue working instructions for measures of shanghai municipality on implementation of housing provident fund withdrawal of low-income and impoverished families due to property service charges payment for your implementation accordingly.
shanghai provident fund management center
22 september 2014
working instructions for measures of shanghai municipality on implementation of housing provident fund withdrawal of low-income and impoverished families due to property service charges payment
the working instructions is enacted to ensure implementation of measures of shanghai municipality on implementation of housing provident fund withdrawal of low-income and impoverished families due to property service charges payment (shgjjg no. 9 <2014>).
1. withdrawal eligibility and scope
any employee (hereinafter referred to as the applicant) corresponding to one of the following criteria is eligible for requesting withdrawal of hpf savings in the personal account for property service charges purpose.
(1) purchasers of joint-ownership security housing (affordable housing ratified by the government) within the municipality;
(2) families residing in self-owned housing with the applicant’s monthly salary being not higher than 6000 yuan (the per capita disposable income threshold of the year for joint-ownership security housing purchase families with a size of 3 or more people within the municipality)
2. withdrawal cap
(1) as for purchasers of joint-ownership security housing (affordable housing ratified by the government) within the municipality,withdrawal is subject to the vested limit for actual property service charges of the month;
(2) as for families residing in self-owned housing with the applicant’s monthly salary being not higher than 6000 yuan, withdrawal is subject to the vested limit for actual property service charges of the month, with a monthly cap of 300 yuan.
3. means of withdrawals
(1) property service charges payment oriented hpf withdrawals shall be processed by account transfer mainly through the consolidated property service charges payment platform of the municipality by the applicant’s entrusting shanghai provident fund management center (hereinafter referred to as spf center) to process deduction process via platform(hereinafter referred to as “entrusted withdrawal”).
(2) those applicants having paid the property service charges in cash in advance may proceed to handle hpf withdrawal thereof afterwards by submitting the tax control invoice provided by the property service corporation.
4. necessary documents for withdrawal review
the applicant needs to provide the following documents (originals and duplicates) for withdrawal application:
(1) identity credentials
1) the applicant’s identity credential
2) where applicable, identity credential(s) of the co-withdrawer(s), relationship testimonial(s)(such as marriage certificate, household register), written consent(s) of the co-withdrawer(s)
(2) withdrawal purpose related documents
1) as for purchasers of joint-ownership security housing (affordable housing ratified by the government) within the municipality,
a) home purchase contract validated by the corresponding housing security authority;
b) property ownership certificate.
as for families residing in self-owned housing with the applicant’s monthly salary being not higher than 6000 yuan, property ownership certificate is required.
(3) withdrawal means related documents
1) as for application for entrusted withdrawal
i) as for application for entrusted withdrawal
a) the connection sheet from the property service firm indicating entrusted withdrawal of hpf due to property service charges payment;
b) the completed request form indicating entrusted withdrawal of hpf due to property service charges payment.
ii) as for application for changes involving entrusted withdrawal (only referring to co-withdrawer changes; the previous entrustment should be aborted before the entrusting procedures are repeated in the event of other changes pertaining to the entrustment)
a) the identity credential(s) of the previous co-withdrawer(s)
b) the identity credential(s) of the co-withdrawer(s), and the pertinent relationship certificate after the changes;
c) the completed change application for entrusted withdrawal of hpf due to property service charges payment.
iii) as for application for abortion of entrusted withdrawal, the completed request form for abortion of entrusted withdrawal of hpf due to property service charges payment is required.
2) as for application for deferred withdrawal after property service charges payment,
i) the tax control invoice indicating the property service charges are already paid (the payment voucher indicating the property service charges are already paid in regard of a self-owned subsidized public housing resident);
ii) request form for hpf withdrawal due to property service charges payment
5. changes and abortion of entrusted withdrawal
provided that the applicant needs to make any changes to entrustment issues within the entrustment period, the applicant and the co-withdrawer(s) should carry pertinent application documents to the corresponding district/county management division of spf center (hereinafter referred to as the “district/county management division”) at the location of the housing and submit the entrustment changes request.
to abort the entrustment within the entrustment period, the applicant and the co-withdrawer(s) should carry pertinent application documents to the corresponding district/county management division at the location of the housing and submit the entrustment abortion request.
6. cautions as to approval reviews
(1) withdrawal criteria
withdrawal of hpf due to property service charges payment should conform to the following requirements:
1) the applicant and the co-withdrawer(s) have made housing provident fund payment for six months in total at the least;
2) the applicant and the co-withdrawer(s) currently have no housing provident fund loans, no housing provident fund withdrawal entrusted for repayment of home loans or for property service charges payment.
3) provided that the applicant or the co-withdrawer(s) owns two or more sets of apartments, housing provident fund withdrawals can be used for property service charges payment for only one set of the apartments;
(2) withdrawal procedures
1）as for entrusted withdrawal,
i) the applicant requesting entrusted withdrawal of hpf due to property service charges payment should go to the property service firm at the location of the housing first for preliminary consultation, and obtain the contact sheet for entrusting hpf withdrawal due to property service charges payment.
ii) the applicant and the co-withdrawer(s) should carry pertinent application documents to the district/county management division at the location of the housing for entrusted withdrawal application.
iii) the management divisions shall determine the approval or disapproval of the withdrawal applications and notify the applicants within three workdays from the date of application receival. the district/county management division has the right to require the applicant to further provide other valid testimonials given that any doubt arises over the submitted supporting documents for the application in process.
iv) upon consent of the withdrawal application, the management division should give the property service charges payment oriented hpf withdrawal entrustment sheet to the applicant, and the applicant and the co-withdrawer(s) should sign for entrustment confirmation after confirming that nothing is wrong with the content of the entrustment sheet.
2) as for deferred withdrawal of hpf after property service charges are already paid,
i) those employees eligible for hpf withdrawal for property service charges payment may submit their applications to their respective district/county management division at the location of the housing, alongside with pertinent supporting documents as required by the regulations.
ii) the management divisions shall determine the approval or disapproval of the withdrawal applications and notify the applicants within three workdays from the date of application receival. the district/county management division has the right to require the applicant to further provide other valid testimonials given that any doubt arises over the submitted supporting documents for the application in process.
iii)upon consent of the withdrawal application, the applicant may carry the approval sheet and the withdrawal related documents to the designated ccb outlet for fulfillment of withdrawal procedures. as for denied withdrawal requests, the handling agency should specify the reasons.
(3) time constraints
the applicant requesting entrusted withdrawal may entrust spf center once a year to deduct housing provident fund for property service charges payment on a monthly or quarterly basis.
the applicant requesting deferred withdrawal of hpf with the tax control invoice from the property service firm may apply for hpf withdrawal due to property service charges payment on quarterly or multi quarterly basis, namely, the withdrawal interval being at least three months, and the withdrawal cap set at the equivalent of twelve months’property service charges. the property service charges payment oriented hpf withdrawal applicant should submit application within the time frame pertaining to the property service charges payment as indicated on the tax control invoice, without exceeding a half year from the end of the specified time frame.
the working instructions shall be effective as of 1st october 2014. hence, operating measures on housing provident fund withdrawal of low-income impoverished employee families of shanghai municipality for property service charges payment (shgjjg no. 26 <2012>), released by the municipal provident fund center on 13 april 2012, shall be abrogated.
